Why is money communication?

Since the US dollar’s link to gold ended in 1971, no world currency has had a material equivalent. The value of money arises purely from collective trust.

What are the seven root causes of money problems?

Communication problems, an outdated father or authority issue, low self-worth, misunderstanding give and take, unlived personal potential, unconscious guilt and the “Mother Teresa syndrome.”

What is a personality portfolio?

It brings together aptitudes, character and interests based on four self-assessments (limbic structure model, aptitude test, Big Five, RIASEC) and serves as a compass for career choice and income planning.

What is money therapy?

Money therapy brings unconscious money scripts to light and works with them using methods from cognitive behavioral therapy, mindfulness, and systemic and narrative work, combined with building financial literacy.

Book cover Money-Yoga – The Secret of Having and Being by Helmut-Whitey Kritzinger: a meditating figure in a suit sits cross-legged on banknotes.

Free article · PDF · 12 pages

Money-Yoga: Money Is Communication – The New Psychology of Wealth

Is money good or bad? Does it make us greedy, or can it give us freedom? Money-Yoga brings together money psychology, behavioral economics and mindfulness to create a relaxed, self-determined relationship with money. This free article distills the core ideas of the book Money-Yoga – The Secret of Having and Being.

Download “Money-Yoga: Money Is Communication” (PDF, 977 KB)

Key Takeaways

Money is communication: its value rests not on gold but on collective trust.
Seven patterns drive most money problems – above all poor communication and low self-worth.
The personality portfolio of aptitudes, character and interests is the foundation for a dream career and income.
Having and being are not opposites: the meaning economy unites profit and purpose.
Money therapy brings unconscious money scripts to light and releases financial blocks.

What’s inside

Money Means Communication
To Be or Not to Be: Money and Identity
The Seven Root Causes of Money Problems
The Personality Portfolio: Your Compass to a Dream Career
The Meaning Economy
Financial Freedom: Real Estate, Tax Structures, Risk Management
Neuromarketing and Storytelling
Money Therapy

Frequently Asked Questions

Money-Yoga (German: GeldYoga®) is an approach developed by Helmut-Whitey Kritzinger that combines money psychology, behavioral economics and mindfulness. It treats money as communication and starts with self-worth, aptitudes and personal values rather than spreadsheets and savings plans.

About the Author

Helmut-Whitey Kritzinger is a trainer, consultant and author. Over more than 30 years of international seminar work in 12 countries he has worked with more than 50,000 participants. He developed GeldYoga®, Life-Scouting® and Geldtherapie®.

Go Deeper

The book Money-Yoga

View Money-Yoga – The Secret of Having and Being in the shop.

Learn more

Money-Yoga retreat in Mauritius

New dates for 2027 and 2028 will be announced on the seminar page.